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Virtual Merchant | Accept Credit Cards


Today, virtual merchants are no longer limited to ecommerce. Our virtual merchant accounts are multi-faceted and provide the perfect solutions for accepting credit and debit cards via:

  • Ecommerce
  • Mobile phones
  • iPhones
  • Tablets and iPads
  • Over the phone
  • Face to face
  • And more…

The obvious advantage to operating your business as a virtual merchant vs. using a traditional credit card machine is the savings in setup and infrastructure. A virtual merchant uses your existing hardware and software rather than forcing you to purchase new specialized equipment and credit card terminals.

There are NO SETUP FEES to get started. Apply as a Virtual Merchant here.

Your account will come with a free virtual terminal, the ability to accept credit cards over the phone, ability to integrate with your website shopping cart (Payment gateway), and the option to add a mobile credit card reader so you can take cards with your mobile phone.

Have more questions? No problem. Our friendly customer service agents are standing by during business hours to take your calls. Simply dial: 1-866-999-6632



As always, there is never any pressure to buy. We are here to become your partner in success. Merchant accounts and virtual merchant services can sometime be confusing. There are so many different options and features and we want to make sure all of your questions get answered so you know you are getting the perfect match of merchant services for your business.

Get a Virtual Merchant Account in 5 minutes. Click here!

Accept Credit Cards with your iPhone or Smartphone


A huge trend for virtual merchants is accepting credit cards by using an app and attaching a credit card reader to your mobile phone or tablet. One of the advantages of a first data’s’ mobile reader is that it can be attached to any other merchant account saving you time and money. In fact, if you have on location agents or different locations, you can link up to 10 different mobile readers to the same merchant account. That means consolidated accounting, full reporting in one place and an easy online virtual terminal to manage all devices.

All of this plus… when you become an FDIS Virtual Merchant, you are backed by one of the largest and most secure merchant account providers in the country. Our mobile readers are one of the very few that meet the latest security standards by encrypting the credit card data at the swipe. Most credit card readers (even the most popular ones) don’t even encrypt the data as you swipe your customers’ cards. This is a huge liability for you and a huge liability for your customers.

Don’t make this decision in the dark. Call and speak with a customer service agent today who can answer all of your virtual merchant questions. Toll free: 1-866-999-6632

We look forward to speaking with you.